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| OUR PROCESS |
| Plan Design and Analysis |
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- Complete plan designs and re-designs.
- Analysis of funding mechanisms, including self-insurance feasibility studies.
- Analysis of ASO and TPA service organizations in self-funded situation.
- Development of bid specifications for insured groups (or for stop loss coverage and administrative services in self-funded situations) for competitive plans.
- Analysis of cost impact of new benefits (e.g. vision, dental) or of modifications to existing plans.
- Expert information on evaluation and selection of alternate delivery systems.
- HDHP's (High Deductible Health Plans), CDHP's (Consumer Driven Health Plan's), HSA's (Health Savings Accounts), HRA's (Health Reimbursement Arrangements), HMO's and PPO's.
- Section 125 and 105 Plans.
- Development of plan documents and summary plan descriptions for appropriate review.
- Evaluation of appropriateness of rate increases by incumbent insurance carriers and competitive market analysis.
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