Larger employers, whether 50, 250, or 500 or more employees, have many options via fully insured or partial self-funding plans. The fully insured option provides budgetary predictability and simple administration.

Although fully insured plans spread risk through risk pools, they are inherently volatile at renewal time. Partial self-funding or stop loss protection provide comprehensive reporting, plan design flexibility, exemption from state mandates, cash flow advantages and predictable renewals.

Arizona Benefit Consultants has years of experience in evaluating which type of plan fits the employer's goals now, and when to switch in the future.

ABC has relationships with several TPA's (Third Party Administrators), PBM (Pharmacy Benefit Managers), Provider Networks, Case Management, Disease Management and Wellness Vendors. As well as all the Major Stop Loss Carriers.

We represent all major carriers.